Eliminate the choice of paying fees or charging your customers more.
PowerPay is a digital lending platform that is built to save you and your customers money. We’ve eliminated contractor fees, credit cards and prepayment penalties, and cut out middlemen with the goal of delivering the lowest monthly payment in the least amount of time. That means less time spent haggling with customers to make projects affordable, and more time spent building your business.
How PowerPay Works
Simply have your customer fill out our online application form. They’ll know instantly whether they qualify for a loan, and will be shown the monthly cost of the project. They can complete the process whenever it’s ready.
What Happens Next
Funds are deposited instantly into your account via ACH. No more chasing customers down for that next payment—which means no more worrying about cash flow.
PowerPay is an independent company that has eliminated contractor fees, done away with credit cards and prepayment penalties, and cut out middlemen. The goal is the lowest monthly payment for your customers. We do this by offering: the lowest rates from 4.99% for up to 15 years (longest in the industry), highest approvals in the industry (fewer finance turndowns), 12 & 24 months – no down payment, no interest, no payment, and no outrageous rates at the end of the promotion period (8.99%), Equal Pay options with 2,3, and 5-year terms with an 8.99% default rate, plus no dealer fee lending options from 600+ FICO scores, staged funding, buydown options and more.