Offer financing for
solar & battery projects

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Offer the lowest payments for large purchases, easy and simple!

Solar Services

Solar Panels

Offer PowerPay financing for any residential solar or battery project up to $100K


Offer PowerPay financing for any roofing, solar or battery project up to $100K


Offer PowerPay financing for any residential battery project.

Solar Paneling Financing for Providers

Not too long ago, solar paneling was considered a luxury for homeowners who could afford to invest in green energy. However, with the ever-growing popularity of solar technology and mounting evidence of its environmental benefits, solar is becoming more and more mainstream. This shift has led to an increase in demand for solar installations, putting pressure on contractors to keep up. One way to meet this challenge is by securing financing for your projects. In this blog post, we’ll explore some of the options available to you.

What are the benefits of financing with PowerPay?

Today, consumers only purchase what they can afford. Adding solar panel financing as a payment option for your business can help you attract new customers and grow your business.

PowerPay is a financing company that specializes in solar specific loans, with no hidden merchant fees or HCP/office fees, to help your customers get the service they need more affordably. With solar financing from PowerPay, customers can get solar panels installed on their home with no upfront cost, increasing the likelihood for investment. PowerPay also offers payment right away, so you will no longer be waiting for customers. Additionally, PowerPay offers financial management help for coordinating loans, making the loan process easier for both you and your customers.

How it works

Enrolling is easy! Don’t worry- we will be with you throughout the entire process. Once you’ve enrolled and been approved to offer PowerPay loans, training will be provided for you and your team, including resources such as mobile links for your website, marketing assistance, printed guides, excellent customer service, and on-demand assistance for any loan.

Once you and your team have been trained, you can start offering loan products to your customers. Using a simple application link, your customers can apply for a loan. Once approved, the system will guide you through the process of loan product selection, sending loan documents, collection of identity & work order documents, processing of stipulations for applications that require assistance, and finally funding. We have a team standing by from 8 am – Midnight (EST) everyday to help you.

For solar contractors and dealers new to consumer financing or who do not have the resources to manage the loan process, we offer our Concierge service. Concierge is our white glove service that offers dealers instant and on-call access to their own personal finance manager who will manage the entire process for you!  Learn about Concierge.

Introducing Concierge

Our newest service, PowerPay Concierge, was developed to help our merchants maximize their consumer financing program.  Having worked with over 6,000 merchants and thousands of borrowers, we took the most effective techniques and built a team that handles all aspects of a loan from application to funding.

Your concierge is your own personal finance manager that will help you sell, process, and close every one of your loans. This premium program is available to our merchants that don’t have a finance team but know the value and importance of consumer financing.
Learn more today!


of Americans have less than $600 in savings.


of dealers report financing increases their average sale.


of borrowers feel that financing allows them to make a larger purchase.

What are solar panels?

Solar panels are devices that capture sunlight and convert it into solar energy, which can be used to generate electricity or heat. Solar panels are usually mounted on roofs, but they can also be installed on the ground or on other structures.

What is solar financing?

Solar financing is a way for customers to pay for solar panels over time, usually through a loan or lease. Solar financing can make solar panels more affordable for customers who might not be able to pay the full cost upfront.

There are several reasons why a customer might need solar financing. Solar panels can be expensive, and solar financing can help customers pay for them over time. Solar financing can also make it easier for customers to get solar panels installed on their home.

What is the typical cost of solar paneling a home?

The typical cost of solar paneling a home is between $15,000 and $30,000. These costs can be intimidating for consumers — for this reason, it is important for you, as a business owner or contractor, to consider offering solar panel financing to your customers.  It can help make the installation process more seamless, as well as reaching a broader scope of clients through increased affordability.

What are some solar financing options?

There are a variety of solar financing options available for homeowners interested in solar panel installation. Some common solar financing options include:

  • Solar leases: A solar lease is an agreement between a homeowner and a solar company. The solar company agrees to install and maintain the solar panels on the homeowner’s property. The homeowner agrees to pay a monthly fee for the use of the solar panels.
  • Solar power purchase agreements: A solar power purchase agreement (PPA) is an agreement between a homeowner and a solar company. The solar company agrees to install and maintain the solar panels on the homeowner’s property. The homeowner agrees to pay for the electricity generated by the solar panels at a fixed rate.
  • Solar loans: A solar loan is a loan that is used to finance the cost of solar panel installation. Solar loans can be obtained from banks, credit unions, and other financial institutions.
  • Government incentives: There are a variety of government incentives available for homeowners interested in installing solar panels. These incentives can help offset the cost of installation and make solar energy more affordable.

Win More.

close more sales by focusing the price on low monthly payments

Keep More.

eliminate paying fees to banks and finance companies

Earn More.

no more compromising on price – upsell the project your customer really wants


Solar Financing for Contractors FAQs

Why should I offer solar financing?

There are several benefits of offering solar financing to your customers. One of the primary benefits is that it can help you close more sales. Many people are hesitant to install solar panels because they don’t have the money to pay for them up front. Offering financing options makes it easier for them to afford solar and can help you close more sales. Another benefit of offering financing is that it can help you attract more customers. By providing low-interest financing options, you can make solar more affordable for more people, which can draw in new customers who might not have considered solar before.

What kind of solar loan programs are available?

The solar financing model is based on merchant dealer fees.  Based on a recent study we found that the average dealer fee was 20% on solar loans above $30,000.  In general, these fees get passed on to the consumer in the form of a more expensive project.  At PowerPay, we don’t believe in high fees and we work hard to eliminate or reduce those fees so we offer simple financing products up to 15 years.

Can all solar projects be financed?

Yes. Some lenders may be more stringent than others when considering financing because not all projects meet their criteria, and this can vary from lender to lender. But in general, most solar projects in the United States can usually be financed with a variety of lending partners.

How does solar financing work?

The process for applying for solar financing is relatively simple with options available to apply in person or online. If you’re working with a lending partner, your customers will need to provide some basic information about their home and finances. Once the application is approved, the money will be sent directly to you who will install the panels. Customers will typically start making monthly payments immediately, although there are some financing options that allow customers to pay off the system over time. Monthly payments vary depending on the size of the system, but they’re typically lower than a homeowner’s regular electricity bill.

How would my clients benefit from financing a solar system rather than paying in one lump sum?

One of the major benefits of financing a solar is to keep cash and equity on hand, so there’s no risk to you should your cash or credit needs change before purchase. There are also several tax incentives and rebates and even states that have programs available that offer cash payments or discounts for homeowners who install solar panels and use financing. So, financing your solar installation may end up being cheaper than paying for it out of pocket.

Offering Financing & Loans for Solar Customers with PowerPay FAQ

Visit the PowerPay business FAQ to learn more about offering financing options to solar energy customers, as well as answers to other frequently asked questions.