Paying It Forward.One home improvement project at a time.

How it all started.

PowerPay’s founder, Mike Petrakis, built a business into a national success through a simple, core idea: Let homeowners purchase large home improvements through affordable monthly payments without having to break the bank..

The true cost of middlemen.

Mike and his team used the other large home improvement finance companies to build their payment model. But these companies all charge huge transaction fees that most contractors pass along to their customers. Because he was forced to absorbed those same fees, Mike set out to disrupt the system.

Independence and freedom from fees.

Instead of playing the fee game, Mike had an idea to create a technology solution that wouldn’t just streamline the financing process but would also look out for the best interests of all parties. 

PowerPay was born

An independent, digital lending platform that promises no contractor fees, no prepayment penalties, and no more unwanted credit cards and the expenses that come with them.

The right thing.

It’s rare for a financial technology company to put purpose over profits. So if you’re wondering why PowerPay does it, the answer is simple… because it’s the right thing to do.

Lending It Forward

PowerPay was founded on a philosophy of helping others. Contractors no longer need to sacrifice profits in order for families to build the home of their dreams.

Keep More.

Eliminate paying fees to banks and finance companies

Close More.

Close more sales by focusing on low monthly payments

Earn More.

No more compromising on price – upsell the project your customer really wants.