Paying it forward
One Loan at a Time.

How it all started.

Founded by Mike Petrakis, PowerPay was built on a simple yet powerful idea: to make large purchases more accessible. Through our platform’s network of lending institutions, we turn expensive home improvement projects and patient financing needs into low, affordable monthly payments.

Since 2018, we’ve grown from a small team to a global company with hundreds of employees working around the clock to support our platform. We’ve partnered with leading home remodelers and physician networks nationwide. Our 12,000+ underwritten service providers use our data-driven platform to offer fast, transparent financing right at the point of sale. Unlike other lenders, our products have no transaction fees and no punitive default interest rates, meaning our partners can offer you better, more affordable options. So, when it’s time for your next big purchase, think of us.

PowerPay: Simple payments for a brighter life.

As an employer, we prioritize collaboration and teamwork. Our success as a leading provider of home improvement and healthcare lending is a direct result of our dedicated team. We’re a fast-paced, fun place to work, and we’re always looking for talented people to join us. Check out our careers page to learn more.

PowerPay in Action