Veterinary Financing
Get approved in under 2 minutes!
This will NEVER affect your credit score
Veterinary Financing for Borrowers
Most pet owners will do whatever they can to make sure their furry friend is happy and healthy. This requires regular vet check-ups, preventive care, and emergency treatment when necessary. Vet bills can be expensive, and many pet owners find themselves struggling to cover the costs for procedures and surgeries.
PowerPay is one of the leading providers of pet and dog financing. We can help translate high dog costs into low and affordable monthly payments with long-term repayment terms that fit your budget, with interest rates that are lower than most credit cards. Additionally, applying for a loan with us will never impact your credit because we only perform soft credit pulls.
We are also partnering with a number of veterinary clinics across the United States to make it easy for you to finance your pet’s care.
The Benefits of Financing with PowerPay
PowerPay specializes in making the process of financing an elective procedure both fast and easy. Some of our highlights include:
- Soft credit pulls, so there’s no impact on your credit score.
- Ability to add a co-applicant to a loan.
- No prepayment penalties or deferred interest, so you can pay off your loan at any time without penalty.
- Low APRs and flexible repayment terms to help you pay your loans off affordably over time.
- Excellent customer service available to help you through every step of the process.
How to Apply
Applying for pet financing with PowerPay is simple:
- Apply Online, In-Person, or Through Your Doctor: Choose the most convenient way to apply for your loan, including a personalized link through your trusted provider.
- Provide Basic Information and Documentation: Fill out an application form and provide basic personal information, including your treatment plan and a copy of your driver’s license for verification purposes.
- Sign Loan Documents: Once your application is approved, you’ll receive loan documents to review and sign electronically.
- Funding Your Procedure: After signing the loan documents, your doctor will receive the funds necessary to cover the cost of your procedure, ensuring a seamless experience without any delays or complications.
- Begin Making Payments: Within 30 days of receiving your dental procedure, you’ll start making affordable monthly payments to PowerPay. Our flexible payment options make it convenient to manage your financial obligations.
Industry Best Program
up to 72-month terms, rates from 9.99%, and max loans of $60,000
Streamlined Process
instant decisions, electronic docs, quick and easy loan process
No Prepayment Penalties
pay off part or all of your loan at any time with NO penalty fees
Pet & Dog Healthcare Services to Finance
Pet & Dog Surgery
Spay and neutering, Surgical procedures, Hip dysplasia surgery, Dental extractions, Benign skin growths, Tumor removal and more
Emergency Pet & Dog Care
Accidents, Sudden medical emergencies
Veterinary Care Financing
Annual check-ups, Teeth cleaning, Medications, X-Rays and Labs Work, Diagnostics, Parasite removal, Vaccinations, Chronic Disease or Condition Treatment and more
Why pet financing is necessary:
There are several reasons why pet financing may be beneficial. Whether you lack pet insurance coverage for specific procedures or require financial assistance for unexpected vet bills, pet financing can provide the necessary funds to ensure your pet receives the care they need. Discover the convenience and peace of mind that pet financing offers.
What specific surgeries and procedures can be financed?
Almost any type of veterinary care can be financed, including:
- Routine check-ups and vaccinations
- Spaying and neutering
- Dental care
- Cancer treatment
- Emergency surgery
Does pet insurance cover the cost?
In some cases, pet insurance may cover the cost of medical care. However, there are often limits on what is covered and how much is reimbursed. It’s important to read your policy carefully to see what is and isn’t covered.
What payment options are available to pay for veterinary or animal hospital bills?
If pet insurance doesn’t cover the cost of care or if you don’t have pet insurance, there are a number of other options for paying veterinary or animal and pet hospital bills. These include:
- Line of credit
- Credit cards
- Cash payments
- Pet service financing