Enroll Today
Lend Tomorrow!

Merchant Sign Up

Thank you for considering PowerPay’s merchant lending program. If you are a home improvement professional, solar dealer, recreational vehicle dealer or healthcare provider looking to start lending to your consumers or patients, you’re in the right place! To expedite your enrollment, you’ll be required to provide some basic ownership information along with a certificate of insurance in order to be approved for our lending programs. A team member will available to help you along the way.

Home Improvement
Highlights

General Program Features

  • Loans up to $100,000
  • Low rate buydowns
  • Stage funding available
  • Volume discounts available

No Merchant Fee Program

  • 3 to 15 year terms
  • Rates from 8.99% to 14.99%

Promotional Program

  • Terms from 3 to 24 months w/ low fees
  • Low APR after promotional period
  • No accrued interest or prepayment penalties

New Programs

ESG (Enviro, Social, and Governance)

  • HVAC, roofing, and windows only
  • 20 and 25 year terms w/low fees
  • Low APR after promotional period

PowerDown

  • Low FICO waterfall program
  • Low Merchant Discount Fee

Solar Loan
Highlights

General Program Features

  • Loans up to $100,000
  • Low rate buydowns
  • Stage funding available
  • Volume discounts available

Base Solar Program

  • 20 and 25 year terms
  • Rates from 3.99%
  • Lowest Merchant Fees

No Merchant Fee Program

  • 3 to 15 year terms
  • Rates from 8.99% to 14.99%

Promotional Program

  • No Interest / No Payment – 3 to 24 months
  • Lowest merchant fees
  • 8.99% APR

HealthCare
Highlights

General Program Features

  • Loans up to $60,000
  • Promos available
  • Volume discounts available

No Merchant Fee Program

  • Terms from 12 to 72 months
  • 9.99% APR

Promotional Program

  • From 3 to 48 months
  • Low merchant fees
  • 18.99%  APR