Less worrying about what’s affordable.

More dreaming about what’s possible.

Receive instant approval on a home improvement loan
with no extra fees, coverage charges or penalties.
Every day, POWERpay is Lending It Forward.

Consumers:

Contractors:

A Digital Lending Platform purpose-built to save you money!

POWERpay is a digital lending platform for the home improvement industry. Our fully automated technology offers near-instant approvals on loans up to $100,000, helping homeowners translate expensive home improvement projects into low monthly fees that can be paid over time.

Unlike other digital lending platforms, POWERpay is a fully independent company that is committed to delivering loans with no extra fees or added costs in order to offer the lowest monthly payment possible to our customers. After all, the more affordable the loan, the bigger the possibilities for your home.

INVEST IN YOUR HOME
while giving you the power to pay!

APPLY IN 2 MINS

Simple & Secure. Get an on-line approval instantly for up to $100,000

YOUR CONTRACTOR

Use your contractor or you can use one of our trusted partners.

 Why use us?

READY, SET, GO

Testimonials

Our Goal:
To save customers millions by creating a fee-free home improvement lending industry.

POWERpay

Competitors

$9,450 PURCHASE
Generator Example

$95/mo

$169/mo 5

APPROVALS
CREDIT SCORE RANGE6
(Broad)

YES

NO

WHERE CAN I USE MY FUNDS

ANYWHERE

PRIMARY RESIDENCE ONLY

CONTRACTOR FEES
Important why? Contractors won’t
pass on their fees to you

NONE

UP TO 12%
($1,100)

10 YEAR WARRANTY COVERAGE2
REMOTE MONITORING
3

FREE

$2,999


DEMAND RESPONSE CREDITS
(Potential Savings $50/mo)7

YES

NO

ADD IT UP!

POWERpay

$9,450

Competitors

$13,349

Wow!

$3,899

Is what you SAVE by
choosing POWERpay over the competitors!

1 Savings are based on a comparison of POWERpay’s 180 month 8.99% payment plans (.0101 factor)  vs competitor 9.99% 120 month offerings. The price comparison calculates competitor ‘s contractor fees and includes the cost of  POWERpay’s FREE. 2 10 Year Warranty Coverage which includes a manufacturer limited warranty covering years 1-5 and the POWERpay  limited extended warranty that covers years 6-10  $1,000 value). Warranty programs are offered seasonally. Ask your contractor for details. 3 POWERpay Remote Monitoring Plan which is $15/mo and may be included for the consumer while the loan remains open and in good standing – $1800 value) promotional periods apply. Please consult with your contractor for additional details. 5 Monthly payments are based on the credit history of each consumer and the rates can fluctuate based on the creditworthiness. Credit scores are reported directly from the 3 major credit bureaus (Equifax, Experian, Transunion) and each consumer will receive a copy of their score upon completion of the loan application.  6 Credit score is not the only credit factor used in the decision process. Demand Response Programs will be offered to customers as they become available and will only be offered to customers whose loans remain open and in good standing. All warranty statements and terms and conditions are provided to the consumer prior to the closing of the loan.