- Credit Approvals up to $60,000
- Terms up to 72 month
- Low Rates (ask a representative)
- Promotional Products (available)
Healthcare Financing for Elective Procedures
If you are considering healthcare financing for elective procedures, you are not alone. Millions of Americans choose to finance healthcare costs every year. There are many reasons why people might need healthcare financing for elective procedures. Maybe your insurance doesn’t cover the cost of the procedure, or maybe you are uninsured. Whatever the case, using a third party lender that specializes in healthcare financing, like PowerPay, can help you afford the care you need.
What are the benefits of financing healthcare with PowerPay?
There are many benefits to financing your elective healthcare procedure with PowerPay. We have made the loan process as efficient as possible for both consumers and providers. Some of our highlights include:
- Soft credit pulls
- No prepayment penalties
- No deferred interest
- Low APR and affordable loan options
- Excellent customer service
How do I apply for healthcare financing with PowerPay?
Applying for healthcare financing with PowerPay is quick and easy. You can apply in the office or on our website. Your doctor may also email or text you a link to their customized application.
To get started, you will provide some basic information about yourself and upload your treatment plan and driver’s license. Then, you’ll sign your loan docs and you’re done! Once you’re approved for a loan, your medical professional will be funded for the full cost of the procedure and you can begin making monthly payments to PowerPay within 30 days. Monthly payments are calculated depending on your chosen loan term. Additionally, there are no prepayment penalties so you can pay off part or all of your loan early at no cost.

Industry Best Program
up to 72-month terms, rates from 9.99%, and max loans of $60,000

Streamlined Process
instant decisions, electronic docs, quick and easy loan process

No Prepayment Penalties
pay off part or all of your loan at any time with NO penalty fees
Elective Healthcare Services
Veterinary Financing
What is an elective procedure?
An elective procedure is a medical procedure that is not medically necessary. Many people choose to have elective procedures for cosmetic reasons. For example, someone might get breast implants or a nose job. Other people choose to have elective procedures for health reasons. For example, someone might get a pacemaker implanted. There are many reasons why someone might need healthcare financing for an elective procedure. Maybe your insurance doesn’t cover the cost of the procedure. Or maybe you don’t have insurance at all. In some cases, people may need to finance healthcare costs because they do not have the money to pay for them upfront.
Does insurance cover elective procedures?
Whether or not insurance covers the cost of healthcare for elective procedures is a complicated question. In some cases, insurance will cover the cost of healthcare for elective procedures. However, in other cases, insurance will not cover the cost of healthcare for elective procedures. The reason why insurance coverage for healthcare costs can be so complicated is because there are many different types of insurance plans available. Some insurance plans cover healthcare costs for elective procedures while others do not.
What is the typical cost of an elective procedure?
The typical cost of healthcare for elective procedures can vary greatly depending on a number of factors. For example, the geographical location where you receive treatment can impact the cost of your procedure. Additionally, the provider you choose to perform your procedure can also impact the overall cost.