Healthcare Loans
for Medical spa

Low Interest  Ι  Fixed Terms  Ι  Personal Loan

Checking your rate will not affect your credit score

Medical Spa Services

Acne treatments

Treatments to inhibit sebum production, limit bacterial growth, encourage shedding of skin cells to unclog pores, and block male hormones in the skin

Age spots

Small, flat dark areas on the skin that vary in size and usually appear on areas exposed to the sun, such as the face, hands, shoulders and arms

Body sculpting

A medical or surgical procedure that aims to reshape an area of the body

Chemical peels

A procedure in which a chemical solution is applied to the skin to remove the top layers. The skin that grows back is smoother


A fat-freezing method that aims to get rid of stubborn fat in certain parts of your body

Hair replacement

A procedure in which encroaching baldness is surgically reversed using scalp-lifting procedures, scalp reduction, and tissue expanders

Hair Restoration

A hair loss treatment that helps people who are balding

Injectables and Fillers

A soft tissue filler injected into the skin at different depths to help restore a smoother appearance

IPL/ Laser treatments

Treatments that use intense, narrow beams of light to cut and destroy tissue, such as cancer tissue

Laser hair removal

A medical procedure that uses a concentrated beam of light (laser) to remove unwanted hair

Laser resurfacing and light therapy

Treatments to reduce facial wrinkles and skin irregularities, such as blemishes or acne scars

Microdermabrasion and Micro Needling (PRP)

Skin care procedures that are used to help treat cosmetic and medical skin conditions

Spider and varicose vein treatments

The injection of a solution into the vein to improve the appearance of treated varicose and spider veins

Tattoo Removal

Removal of a tattoo, as with the use of lasers to destroy the ink itself

Medical Spa Treatment Financing for Borrowers

Discover the secret to holistic well-being with medical spa treatments that nourish your body and rejuvenate your spirit. At PowerPay, we believe that everyone deserves to prioritize their self-care and embrace a path to overall wellness.

Say goodbye to financial barriers that may hinder your wellness journey. With our dedicated financing solutions, we offer flexible payment options and competitive interest rates to ensure that indulging in medical spa treatments is within your reach. Let us help you remove the burden of budget constraints, so you can fully enjoy the benefits of our transformative services.

The Benefits of Financing Medical Spa Treatments with PowerPay

At PowerPay, we provide dedicated financing solutions tailored to healthcare procedures, enabling you to transform costly treatments into affordable monthly payments.

We offer financing specifically designed to help individuals cover the costs of plastic surgery and aesthetic procedures. Our financing options provide several benefits, including:

  • Soft credit pulls, so there’s no impact on your credit score.
  • Ability to add a co-applicant to a loan.
  • No prepayment penalties or deferred interest, so you can pay off your loan at any time without penalty.
  • Low APRs and flexible repayment terms to help you pay your loans off affordably over time.
  • Excellent customer service available to help you through every step of the process.

How to Apply

Applying for MedSpa treatment financing with PowerPay is simple:

  1. Apply Online, In-Person, or Through Your Doctor: Choose the most convenient way to apply for your loan, including a personalized link through your trusted provider.
  2. Provide Basic Information and Documentation: Fill out an application form and provide basic personal information, including your treatment plan and a copy of your driver’s license for verification purposes.
  3. Sign Loan Documents: Once your application is approved, you’ll receive loan documents to review and sign electronically.
  4. Funding Your Procedure: After signing the loan documents, your doctor will receive the funds necessary to cover the cost of your procedure, ensuring a seamless experience without any delays or complications.
  5. Begin Making Payments: Within 30 days of receiving your dental procedure, you’ll start making affordable monthly payments to PowerPay. Our flexible payment options make it convenient to manage your financial obligations.

At PowerPay, we strive to provide a hassle-free financing process, empowering you to prioritize your health.

Industry best program

Up to 72 month terms, rates 9.99% to 12.99%
and max loan of $35,000

Streamlined process

Instant Decisions of Electronic loan documents
create a fast, easy flowing process

No prepayment penalties

Pay off part or all of the loan at any time
with no fees

Calculate your monthly loan payment

Term (In Months)

Interest Rate

Does insurance cover medical spa treatments?

Insurance coverage for medical spa treatments varies by insurance company and the specific treatment. While some treatments may be considered medically necessary and eligible for coverage, most medical spa treatments are classified as cosmetic and are not covered by insurance. It is recommended to check with your insurance provider or review your policy to understand the extent of coverage for medical spa treatments.

Save Time.

2-minute application, instant decisions, electronic docs

Save Money.

with rates from 4.99% and up to 20-year terms, you get the lowest monthly payment

Be Happy!

make your dream home a reality- buy now and pay over time


Medical Spa Financing FAQs

How does the process for medical spa financing work?

Accessible Medical Spa Treatments with Flexible Financing

Experience the rejuvenating benefits of medical spa treatments with our convenient financing options. Our flexible financing solutions are designed to help you achieve just that.

To qualify, simply meet the following requirements:

  • Age: Applicants must be 18 years or older.
  • Personal Information: Provide basic identifying information for a smooth financing process.
  • Income Verification: We assess your ability to manage financing responsibly.
  • Social Security Number: Required for a standard credit check.

With approval, enjoy pre-authorization for treatment up to a specific amount, giving you peace of mind during your visit. Our repayment terms are flexible, with no set limits on payment duration. Monthly interest payments are required, but there are no penalties for early payoff.

How do I finance my medical spa treatment?

There are a few different ways that medical spa treatments can be paid for. In some cases, medical spas may accept payment out of pocket. Other times, medical spas may offer financing options, such as lines of credit, credit cards, or personal loans.

How do I go about getting a loan for medical spa treatments?

Different lending providers will have their own set of requirements and qualifications, but you’ll often be able to apply for financing directly online through an application. You will likely need to provide a range of documents such as your personal identification, previous pay stubs or bank statements, and agree to a soft credit check.

Can I use my HSA at a medical spa?

No, you generally cannot use your HSA at a medical spa. Medical spas typically provide treatments that are not considered preventive care and are not covered by health insurance plans, including HSAs. However, if you are prescribed a treatment by your doctor, you may be able to use your HSA to pay for the treatment. For more information, consult with your health insurance provider or medical spa.

PowerPay Medical Spa Treatment & Procedure Financing FAQ

Read our PowerPay borrower FAQ for specifics on PowerPay loans and how the process works.