Healthcare Loans For Plastic & Aesthetic
Surgery Procedures

Low Interest  Ι  Fixed Terms  Ι  Personal Loan

Checking your rate will not affect your credit score

Additional Plastic & Aesthetic Procedure and Service Financing Options


A major surgery that removes excess skin and fat from the abdomen, and tightens muscles

Body Contouring CoolSculpting

Also known as Cryolipolysis, this is a body contouring method that targets stubborn fatty tissue by freezing it

Breast augmentation

Also known as augmentation mammaplasty, this is breast enlargement by surgery

Eyelid surgery

Also known as blepharoplasty, this is a cosmetic surgery to remove excess skin or fat from the eyelids


Also known as rhytidectomy, this is a cosmetic surgical procedure to create a younger appearance in your face

Mini facelift

A modified version of a traditional facelift where small incisions are used around your hairline to help lift the lower half of your face to help correct sagging skin

Mommy makeover

A specialized combination of body contouring procedures performed together to improve the physical changes that linger long after pregnancy

Nose job rhinoplasty

Surgery on the nose to change its shape or improve its function

Cosmetic surgery

The process of reconstructing or repairing parts of the body by the transfer of tissue for cosmetic reasons

Reconstructive surgery

A procedure that restores the body after an injury, a disease, or it corrects defects you were born with

Skin Tightening

The improvement of skin laxity and crepiness of the skin

Tummy tuck

A surgical procedure to correct the apron of excess skin hanging over your abdomen


Plastic and Aesthetic Surgery Financing for Borrowers

Don’t let financial constraints hinder your journey to a more confident you. PowerPay offers personalized financing solutions for plastic and aesthetic surgeries, ensuring affordable access to transformative procedures. Our flexible payment options make achieving your desired look a reality without upfront financial strain. Experience a simple application process, quick approval, and a more radiant appearance. Discover the power of affordable plastic and aesthetic surgery with PowerPay financing. Embark on your transformational journey today.

The Benefits of Financing Plastic and Aesthetic Procedures with PowerPay

At PowerPay, we provide dedicated financing solutions tailored to healthcare procedures, enabling you to transform costly treatments into affordable monthly payments.

We offer financing specifically designed to help individuals cover the costs of plastic surgery and aesthetic procedures. Our financing options provide several benefits, including:

  • Soft credit pulls, so there’s no impact on your credit score.
  • Ability to add a co-applicant to a loan.
  • No prepayment penalties or deferred interest, so you can pay off your loan at any time without penalty.
  • Low APRs and flexible repayment terms to help you pay your loans off affordably over time.
  • Excellent customer service available to help you through every step of the process.

How to Apply

Applying for plastic and aesthetic surgery financing with PowerPay is simple:

  1. Apply Online, In-Person, or Through Your Doctor: Choose the most convenient way to apply for your loan, including a personalized link through your trusted provider.
  2. Provide Basic Information and Documentation: Fill out an application form and provide basic personal information, including your treatment plan and a copy of your driver’s license for verification purposes.
  3. Sign Loan Documents: Once your application is approved, you’ll receive loan documents to review and sign electronically.
  4. Funding Your Procedure: After signing the loan documents, your doctor will receive the funds necessary to cover the cost of your procedure, ensuring a seamless experience without any delays or complications.
  5. Begin Making Payments: Within 30 days of receiving your dental procedure, you’ll start making affordable monthly payments to PowerPay. Our flexible payment options make it convenient to manage your financial obligations.

At PowerPay, we strive to provide a hassle-free financing process, empowering you to prioritize your health.


Industry best program

Up to 72 month terms, rates 9.99% to 12.99%
and max loan of $35,000

Streamlined process

Instant decisions and electronic loan documents
create a fast, easy flowing process

No prepayment penalties

Pay off part or all of the loan at any time
with no fees

Calculate your plastic or aesthetic surgery monthly loan payment

Term (In Months)

Interest Rate

Does medical insurance cover plastic and aesthetic surgery procedures?

Insurance coverage for plastic and aesthetic surgery procedures can vary among insurance companies, depending on your specific policy and the medical necessity of the surgery. While many insurance companies do not typically cover these procedures, certain circumstances, such as reconstructive surgery to address a deformity impacting your ability to work, may be eligible for coverage.

To determine if your insurance company offers reimbursement for your surgery, it is advisable to contact them directly. Keep in mind that the extent of coverage provided may be limited, so it is essential to have a clear understanding of your anticipated costs before scheduling any procedures.

Average Costs of plastic & Aesthetic Surgery Procedures

The typical costs of plastic and aesthetic surgery procedures vary widely depending on a variety of factors, such as the type of procedure, the intensity and complexity of the procedure being performed, the cost of materials needed for surgery, surgeon experience, operating room or facility costs and so on.

For example, the average costs of some of the more popular plastic and aesthetic surgeries are below:

  • Breast augmentation:           $4,000 – $8,000
  • Rhinoplasty:                         $4,500 – $12,000
  • Liposuction:                          $2,500 – $6,000
  • Tummy tuck:                         $5,000 – $11,000

Save Time.

2-minute application, instant decisions, electronic docs

Save Money.

with rates from 4.99% and up to 20-year terms, you get the lowest monthly payment

Be Happy!

make your dream home a reality- buy now and pay over time


Plastic Surgery & Cosmetic Surgery Financing FAQ

What are the payment options available for plastic and aesthetic surgery?

When it comes to financing plastic and aesthetic surgery, various payment options are available. From paying out of pocket to credit cards and personal loans, finding the right solution is essential. PowerPay offers specialized loans for these procedures, working closely with patients and providers. Experience a streamlined financing experience and choose PowerPay to make your plastic and aesthetic surgery dreams a reality.

How does financing work for plastic surgery and aesthetic surgery?

Once approved, your plastic or aesthetic surgery loan funds are released to the medical provider. From there, you’ll make monthly payments to the lender until the loan is fully paid off. Lenders offer flexible payment plans to fit your budget. Compare interest rates and terms to find a lender that offers an affordable payment plan for your needs.

What is the average APR of plastic surgery and aesthetic surgery loans?

The average APR for a healthcare loan is around 15%. The average APR for a plastic surgery loan is around 20%. So, there is a bit of a premium to get plastic surgery financing. This higher rate is because there is more risk associated with loans for plastic and aesthetic surgery. As with any type of surgery, there is always some risk of complications.

Some lenders offer lower rates to people who have good credit scores. Others may charge a higher interest rate if the surgery is considered to be riskier. It’s important to shop around to find the best deal on a plastic surgery loan.

PowerPay Plastic & Aesthetic Surgery Loans FAQ

For more information and answers to the top questions asked about PowerPay loans, visit our borrower financing FAQ page.