Healthcare Loans
for Vision

Low Interest  Ι  Fixed Terms  Ι  Personal Loan

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Financing for Elective Health Care Procedures

PowerPay is all about helping our clients improve their lives by helping you purchase large and expensive things and convert them to low and affordable monthly payments.  Elective procedures in vision, dentistry, cosmetic surgery, fertility treatments, and medical spa treatments are important and can be very costly.  With a  PowerPay health care loan – a $5,000 procedure can cost less than $75 per month.

We make the process of financing an elective procedure both fast and easy. It starts with a 2-minute application with instant approval to signing an electronic document and you are ready to start improving your life.

Elective Health Care Loan Highlights

  • Loan Maximum:  $35,000
  • Rates:  9.99% to 12.99%
  • Promotional Programs: varies by Doctors
  • Term: maximum loan terms of 6 years or 72 months
  • Prepayment Penalties:  None
  • Electronic Loan Documents

Vision Services

Cataract Surgery

A procedure to remove the lens of your eye and replace it with an artificial lens

Conductive Keratoplasty

A type of refractive surgery that uses radio waves to adjust the contour of the cornea by shrinking the corneal collagen around it. It is used to treat mild to moderate hyperopia


A corrective eye surgery in which a flap of the corneal surface is raised and a thin layer of underlying tissue is removed using a laser

Lens Replacement

A procedure that involves surgically replacing the eye’s natural lens with an artificial implant, or IOL (intraocular lens) in order to reduce refractive error and improve focus

Calculate your monthly loan payment

Term (In Months)

Annual Percentage Rate

How it Works

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Win More.

Close more sales by focusing on low monthly payments

Keep More.

Eliminate paying fees to banks and finance companies

Earn More.

No more compromising on price – upsell the project your customer really wants.


Vision Financing FAQ

Are vision procedures covered by insurance?

Some vision insurances will cover corrective surgeries, but not elective procedures. Elective procedures are not covered because there’s no long term need for them. If you’re uncertain of coverage, seek out your vision insurance company for more in-depth information on whether or not a particular procedure is covered.

Can I get a loan for vision services and procedures?

Yes! In fact, oftentimes elective eye care procedures, for example LASIK which can range anywhere from $1,000 to $4,000, are too high for patients to afford without some kind of assistance. A small one-time loan can help translate lump sums into smaller and more affordable monthly payments.

How does vision financing work?

To start, find a qualified lender who offers vision financing, which can be done through a search online or possibly through the eye doctor. Once a lender has been found, an application needs to be completed which will include some basic information such as name, address, Social Security number, income and credit history. Once approved for a loan, the lender will provide a contract detailing the terms of the loan which should be read carefully before signing it so that all of the terms and conditions are understood.

Powerpay Vision Financing and Loan Program FAQ

Learn more about PowerPay financing and loan options available for vision procedures and treatments by visiting the PowerPay borrower FAQ.