Healthcare Loans
for Dental Procedures

Low Interest  Ι  Fixed Terms  Ι  Personal Loan

Checking your rate will not affect your credit score

Dental Services Financed by PowerPay

Clear Aligners

Also called invisible aligners, these are a type of orthodontic treatment that corrects misaligned or crooked teeth

Cosmetics & Orthodontia

The amendment of misaligned teeth to improve the appearance and functioning of the teeth

General Dentistry

The evaluation, diagnosis, prevention, and treatment of diseases and conditions of the body’s oral and maxillofacial region

Gingival Contouring

A procedure that permanently smoothes out an uneven gum line, particularly when you have receding gums or “long” teeth


The diagnosis, prevention, and correction of mal-positioned teeth and jaws, and misaligned bite patterns


Replacement tooth roots that provide a strong foundation for fixed (permanent) or removable replacement teeth that are made to match your natural teeth


The treatment of temporomandibular joint disorders that affect the jaw joint and muscles that control the jaw


Thin coverings that are placed over the front (visible) part of the tooth to correct a wide range of dental issues, such as teeth that are stained and can’t be whitened by bleaching. or chipped or worn teeth

Dental Financing for Borrowers

Don’t let cost hinder your path to a radiant smile. PowerPay provides tailored financing solutions for dental procedures, ensuring affordable access to oral healthcare. Our flexible payment options make achieving optimal dental health a reality without upfront financial strain. Experience an easy application process, quick approval, and a brighter smile. Discover the power of affordable dental care with PowerPay financing.

The Benefits of Dental Financing with PowerPay

At PowerPay, we provide dedicated financing solutions tailored to healthcare procedures, enabling you to transform costly treatments into affordable monthly payments.

We offer dental financing specifically designed to help individuals cover the costs of dental procedures, especially for those without dental insurance. Our financing options provide several benefits, including:

  • Soft credit pulls, so there’s no impact on your credit score.
  • Ability to add a co-applicant to a loan.
  • No prepayment penalties or deferred interest, so you can pay off your loan at any time without penalty.
  • Low APRs and flexible repayment terms to help you pay your loans off affordably over time.
  • Excellent customer service available to help you through every step of the process.

How to Apply

Applying for Dental Financing with PowerPay is Simple:

  1. Apply Online, In-Person, or Through Your Doctor: Choose the most convenient way to apply for dental financing, including a personalized link through your trusted provider.
  2. Provide Basic Information and Documentation: Fill out an application form and provide basic personal information, including your treatment plan and a copy of your driver’s license for verification purposes.
  3. Sign Loan Documents: Once your application is approved, you’ll receive loan documents to review and sign electronically.
  4. Funding Your Dental Procedure: After signing the loan documents, your dental practice will receive the funds necessary to cover the cost of your procedure, ensuring a seamless experience without any delays or complications.
  5. Begin Making Payments: Within 30 days of receiving your dental procedure, you’ll start making affordable monthly payments to PowerPay. Our flexible payment options make it convenient to manage your financial obligations.

At PowerPay, we strive to provide a hassle-free financing process, empowering you to prioritize your dental health. Take the first step towards a healthier smile by applying for dental financing with PowerPay today!

Industry best program

Up to 72 month terms, rates 9.99% to 12.99%
and max loan of $35,000

Streamlined process

Instant Decisions of Electronic loan documents
create a fast, easy flowing process

No prepayment penalties

Pay off part or all of the loan at any time
with no fees

Calculate your monthly loan payment

Term (In Months)

Interest Rate

Are dental procedures covered by insurance?

Most insurance plans do not include coverage for elective procedures like teeth whitening, veneers, or clear aligners, or have annual limits on the amount they will reimburse for dental treatments.

At PowerPay, we understand that the cost of dental treatments can be a significant barrier to achieving optimal oral health. That’s why we offer flexible financing solutions that allow you to transform those expensive procedures into affordable monthly payments.

With our dedicated approach to healthcare financing, you can receive the dental care you need without compromising your budget. Our tailored payment plans are designed to fit your financial situation, ensuring that you can comfortably manage the cost of your dental treatments over time.

Average Procedure Costs:

  • Teeth Cleaning:         $75-$200
  • Filling:                        $50-$300
  • Crown:                       $600-$1500
  • Veneers:                    $925-$2500
  • Dental Implants:        $1000-$3000
  • Clear aligners:           $2000-$8000

*Costs are dependent on geographical location, dentist selection & fees associated with the dental procedure.

Save Time.

2-minute application, instant decisions, electronic docs

Save Money.

with rates from 4.99% and up to 20-year terms, you get the lowest monthly payment

Be Happy!

make your dream home a reality- buy now and pay over time


Dental Financing FAQs

What are my options for financing a dental procedure?

Multiple options are available to finance dental procedures, including:

Out-of-pocket: You can cover dental expenses using cash, check, or credit card payments.

Line of credit: Banks and financial institutions offer lines of credit that can be utilized to pay for dental care.

Credit cards: Credit cards can be used to cover dental costs; however, it’s important to review the terms and conditions to understand any associated interest rates or fees.

Personal loans: Secure a personal loan from a bank or financial institution to finance dental treatments.

Dental financing: Dental financing is a specialized type of loan designed specifically for dental procedures.

How do I get a loan for dental procedure?

The loan application process can vary among lenders, taking into account crucial factors such as the loan’s urgency, desired amount, and the applicant’s credit score. Availability and terms of loans are subject to these variables. Reputable loan providers typically prioritize user experience, offering a user-friendly online application process that is simple and straightforward. Their objective is to ensure swift approval, often within a matter of minutes, providing a seamless and efficient experience for applicants.

PowerPay Dental Financing & Loans FAQ

Learn more about our loans and find answers to top questions about PowerPay financing when you visit our borrower FAQ.