Brighter Life.
Fast, fair, and flexible financing—powered by our
AI digital platform and trusted lending institutions.
Home Improvement Financing
Turn your dream remodel into reality with low monthly payments and no prepayment penalties.
Patient Financing
Prioritize your health with flexible options for dental, fertility, vision, and more.
Meet Your
AI Lending Platform
PowerPay was built to eliminate the high fees that drove up the cost of home improvement and patient financing. We connect borrowers, contractors, providers, and lenders in one seamless ecosystem, delivering fast approvals, secure digital documents, and transparent monthly payments.
Network Providers
Consumers Helped With Their Purchases
Loans Purchased
Employees
Lending in
ALL 50 States
The Power of Possibility isn’t just a belief – it’s something we put into practice. From industry recognition to community partnerships, PowerPay is proud to be acknowledged for creating meaningful access, lasting partnerships, and real-world impact.
From fintech innovation to workplace culture, PowerPay is honored to be recognized by the industry and our community for the work we do and how we do it.
for Borrowers
Ready to start your project or patient financing procedure? Apply now and get a decision in minutes.
for Providers
Join our network and start offering financing to your customers or patients today.