Consumer Financing for
Home Improvement Contractors

Contractor Highlights
* No Contractor Fees
* 12 month promos
* Lowest Payments
* Instant Approval
* $100K max loan
* 600+ FICO

Consumer Highlights
* from 8.99% APR
* $100K max loan
* No Credit Card
* No Prepayment fees
* E-docs
* Up to 15-year terms

Contractor Sign Up

Welcome to the PowerPay contractor enrollment portal for Ridout Lumber. We partnered with PowerPay to offer you with superior consumer financing options.  PowerPay offers many options including:

  • 12-month promotional loans (No Payments)
  • 5/10/15 year term loans with features that include:
    staged funding, buydown options, and no dealer fee options.
  • Customer APR’s starting at 8.99%
  • Lending to homeowners with FICO scores of greater than 600
  • Loan up to $100,000 with no prepayment penalties.

This unsecured installment loan program does not use any credit cards and the platform is all electronic and paperless.

What we finance: PowerPay will finance any home improvement project. This includes labor and material for projects like cabinetry, windows & doors, roofing, siding, decking, millwork, garage doors & more.

What’s Next: Once you complete the enrollment form you will receive a Contractor ID and login to getpowerpay.com.  Upon login we will provide instructions to help your set up your account and schedule training.  Your onboarding will include access to a representative and web links that you can share with your customers to apply for financing.  Sign up now to start offering your customers the lowest payment options available!

Get Started Today!