Consumer Financing for
Home Improvement Contractors

Contractor Highlights
* No Contractor Fees
* 12 month promos
* Lowest Payments
* Instant Approval
* $100K max loan
* 600+ FICO

Consumer Highlights
* from 8.99% APR
* $100K max loan
* No Credit Card
* No Prepayment fees
* E-docs
* Up to 15-year terms

Contractor Sign Up

Welcome to the PowerPay contractor enrollment portal for Bailey Lumber & Supply. We partnered with PowerPay to offer you with superior consumer financing options.  PowerPay offers many options including:

  • 12-month promotional loans (No Payments)
  • 5/10/15 year term loans with features that include:
    staged funding, buydown options, and no dealer fee options.
  • Customer APR’s starting at 8.99%
  • Lending to homeowners with FICO scores of greater than 600
  • Loan up to $100,000 with no prepayment penalties.

This unsecured installment loan program does not use any credit cards and the platform is all electronic and paperless.

What we finance: PowerPay will finance any home improvement project. This includes labor and material for projects like cabinetry, windows & doors, roofing, siding, decking, millwork, garage doors & more.

What’s Next: Once you complete the enrollment form you will receive a Contractor ID and login to  Upon login we will provide instructions to help your set up your account and schedule training.  Your onboarding will include access to a representative and web links that you can share with your customers to apply for financing.  Sign up now to start offering your customers the lowest payment options available!