WAYNE, Pa. — Nov. 14, 2025 — Chloe Hazzard, Director of Audit at PowerPay, earned the “Highly Commended” Rising Star of the Year distinction at the 2025 US Fintech Awards.
Hazzard joined PowerPay as an undergraduate intern and rose through operational roles before taking leadership of the audit department. She built the function from the ground up during a period when PowerPay’s loan volume quadrupled, establishing processes and controls that enabled the company to secure a $500 million warehouse facility, complete multiple investment-grade bond offerings, and build a securitization platform targeting $1-2 billion in annual volume.
“We rebuilt audit to run parallel with growth rather than chase it,” said Hazzard. “That meant reengineering how we track every loan from application to disbursement, automating checks that used to require manual review, and training the team to translate data into business impact. The recognition belongs to the people who made that shift possible — many of whom started in entry-level roles and have grown into team leads who now shape how we approach compliance.”
Her work includes redesigning PowerPay’s internal audit systems from fragmented spreadsheets into a centralized, real-time dashboard that tracks the lending lifecycle. She also introduced automated controls that ensure every loan meets the evolving standards of PowerPay’s diverse partners, reducing time-to-close for merchants and patients while maintaining rigorous auditability at scale.
“Chloe built the infrastructure that allowed us to scale without compromising oversight,” said Mike Petrakis, Founder and CEO of PowerPay. “When we prepared for our bond offerings, lenders needed real-time auditability across thousands of loans. She had already built those systems. Her work gave them the confidence to move forward.”
Hazzard’s approach positions audit as a proactive function that consults on product rollouts, works directly with lenders to build trust, and identifies inconsistencies before they reach financing partners. Her frameworks have become a model for how compliance infrastructure can scale alongside innovation, particularly as PowerPay prepares for future product launches, including secured lending and credit card offerings.
The US Fintech Awards recognize innovation and leadership across the financial technology sector. Winners are selected based on their contributions to product development, organizational impact, and advancement of the broader fintech industry.
About PowerPay
PowerPay is a leading financial technology platform headquartered in Wayne, PA, that provides point-of-sale financing solutions for 15,000 contractors and physician networks. Utilizing a proprietary AI-powered platform that recently helped achieve the milestone of processing nearly $13 billion in consumer loans.
Media Contact
Britni Ackrivo
Gregory FCA for PowerPay
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