Founded by Mike Petrakis, PowerPay was built on a simple yet powerful idea: to make large purchases more accessible. Through our platform’s network of lending institutions, we turn expensive home improvement projects and patient financing needs into low, affordable monthly payments.

He believed

there had to be a better way.

What started as a small team with a big idea has grown into a fintech company with more than 200 employees, 12,000+ providers, and over $8 billion in loans processed.

What We Do

We’re an AI-powered platform that connects borrowers, contractors, healthcare providers, and lending institutions. By eliminating unnecessary fees and streamlining the process, we’ve made financing simple, transparent, and accessible to more people, whether they’re improving their homes or getting the care they need.

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Employees working across the U.S.

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Partners offering financing through PowerPay

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Borrowers served since launch

$ 0 B+

Processed with no loan charge-offs in company history

What We Do

What We Do

We’re an AI-powered platform that connects borrowers, contractors, patient financing providers, and lending institutions. By eliminating unnecessary fees and streamlining the process, we’ve made financing simple, transparent, and accessible to more people, whether they’re improving their homes or getting the care they need.

0 +

Employees working across the U.S.

0 +

Partners offering financing through PowerPay

0 +

Borrowers served since launch

$ 0 B+

Loans Processed

Our Mission

To make life’s most important purchases more accessible while helping our partners grow and thrive.

Our Mission

Our Mission

To make life’s most important purchases more accessible while helping our partners grow and thrive.

PowerPay: Simple payments
for a brighter life.