Borrow Smarter.

Live Better.

Apply Now
Enroll Now

Home Improvement Financing

Kitchen remodels, roofs, windows, HVAC, pools and more!

Patient Financing

Audiology, dental, fertility, medspa, vision, veterinary care and more!

Home Equity Financing

Flexible HELOCs that put your equity to work for projects, debt consolidation, or unexpected needs.

Borrow Smarter.
Live Better.
Finance with
Confidence.

Whether you’re improving your home, focusing on your health, or tapping into your equity, cost shouldn’t stand in the way. PowerPay partners with trusted lending institutions to give you fast, affordable financing without hidden fees or gimmicks.

Borrow Smarter.
Live Better.
 Finance with Confidence.

Whether you’re improving your home, focusing on your health, or tapping into your equity, cost shouldn’t stand in the way. PowerPay partners with trusted lending institutions to give you fast, affordable financing without hidden fees or gimmicks.

Fast application

Apply in minutes with near-instant credit decisions

Low fixed monthly payments

No teaser rates, just honest terms

No hidden fees or prepayment penalties
Work with your contractor

Or choose from our network of trusted pros

  1. Apply – Complete our simple online application for a near-instant decision.
  2. Sign – Review and sign your loan documents electronically.
  3. Fund – Your provider is paid directly, so you can move forward quickly.
  4. Pay – Your first payment is due approximately 30 days after funding. Manage your account easily online.

how it works

1

Apply

Complete our simple online application for a near-instant decision.

2

Sign

If approved, review and sign your loan documents electronically.

3

Fund

Your provider is paid directly.

4

Pay

Your first payment is due approximately 30 days after funding.

Apply Now