Simple. Affordable.
Built for You.
We believe that everyone deserves a safe, comfortable, and beautiful home—and financing it shouldn’t be stressful or out of reach. That’s why PowerPay partners with trusted lending institutions across the U.S. to offer flexible home improvement loans with low, affordable monthly payments.
Whether you’re renovating a kitchen, upgrading your HVAC, or tackling a major remodel, our AI Digital Platform makes it easy to turn big projects into manageable expenses—with no hidden fees and no prepayment penalties.
why choose powerpay?
Apply in minutes with near-instant credit decisions
No teaser rates, just honest terms
Or choose from our network of trusted pros
how it works
1
Apply & Get Approved
Fill out a quick application and get a credit decision in seconds.
2
Finalize Your Project
Confirm details with your contractor and finalize your loan documents.
3
Start Your Project!
Your contractor gets paid, and you make low monthly payments after completion.
What Can you finance?
PowerPay covers a wide range of home improvements, including:
Kitchen & Bathroom Renovations
HVAC Systems & Plumbing
Roofing, Siding & Windows
Landscaping & Outdoor Projects
And More!