Consumer Financing for
HVAC Contractors

Contractor Highlights

* No Contractor Fees
* Easy to Use
* Lowest Payments
* Instant Approval
* $100K max loan
* 600+ FICO

Consumer Highlights

* from 8.99% APR
* $100K max loan
* No Credit Card
* No Prepayment fees
* E-docs
* Up to 15-year terms

Dealer Sign Up

Welcome to the PowerPay dealer enrollment portal for Johnstone Supply dealers and contractors. We have partnered with PowerPay to offer our contractors that offer HVAC equipment with superior consumer financing options.  Better financing equals more sales.  PowerPay offers many options including:

  • 12 and 24-month promotional loans (No Payments, No Interest, No Down Payment)
  • 3, 5, 10, 15-year term loans with features that include:
    staged funding, buydown options, and no dealer fee options.
  • Customer APR’s starting at 8.99%
  • Lending to homeowners with FICO scores of greater than 600
  • Loan up to $100,000 with no prepayment penalties.

This unsecured installment loan program does not use any credit cards and the platform is all electronic and paperless.


What’s Next:

1. Once you complete the enrollment form you will receive a Dealer ID and login to
2. Upon login, we will provide instructions to help your set up your account and schedule training.
3. Your onboarding includes access to a representative, and apply now links to share with your customers.

Sign up now to start offering your customers the lowest payment options available!