Home improvement financing for your new windows

  • Rates starting at 2.99%
  • Up to 25-year terms
  • Borrow up to $100K
  • Soft credit pull will not affect your credit
  • No prepayment penalties or hidden costs
  • No credit card

Making window replacement and installation affordable.

Window replacement can seem like a daunting task. Not only do you have to choose the right windows for your home, but you also have to worry about the cost of installation. Many people are hesitant to replace their windows because they think it will be too expensive. However, with the help of PowerPay financing, window replacement can be both affordable and attainable!

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Couple Looking Out Newly Installed Floor to Ceiling Windows

What is window replacement and why do I need it?

A window replacement is a great way to improve the look of your home and increase its value. Not to mention, new windows can also help you save money on your energy bills! There are many different types of window replacements available on the market today. The type of window you choose will depend on your budget and the style of your home.

Some of the benefits of replacing your windows include:

Increased energy efficiency. Windows account for 25-30% of residential energy used for heating and cooling. Replacing outdated windows can help you to save money by reducing your energy bills in the first year of ownership.

Better insulation. New windows also help to keep your home insulated in the winter and cool in the summer.

Reduced noise pollution. Old windows can let a lot of noise into your home, but new windows will help to block out exterior noises.

Improved curb appeal. New windows can make your home look more modern and stylish, which can increase its value.

What are the various types of window replacements?

There are many different types of window replacements available, including:

Wood: Wood windows are a classic choice that can be painted or stained to match the exterior of your home. They are also very energy-efficient.

Vinyl: Vinyl windows are a popular choice because they require little maintenance and are available in a variety of colors. They are also one of the most affordable window replacement options.

Fiberglass: Fiberglass windows are very durable and energy-efficient. They can also be painted or stained to match the exterior of your home.

Aluminum: Aluminum windows are a budget-friendly option that is also low maintenance.

Costs associated with replacing old windows

The cost of your window replacement project will depend on several factors, including the type of windows you choose and the size of your home.

A new window installation project for the entire home can cost anywhere from $3,000 up to $10,000 depending on the number and type of window needed. Replacing an old window with a new one usually costs between $200 to $1,800 per window.

Not having the money to cover the replacement costs upfront can mean putting it off until you can afford it, or only doing a partial replacement which can mean missing out on some of the benefits that a full window replacement can offer.

To calculate the cost of your window replacement project, you will need to take into account the return on investment (ROI). For example, if you replace the windows in your home with energy-efficient windows, you can expect to see a decrease in your energy bill of up to 30%.

Financing options available for window replacement

There are several financing options available for window replacement projects. You can use:

A line of credit: A line of credit is a great option if you have good credit and need flexible repayment terms.

Credit cards: Credit cards can be a good option if you have good credit and can pay off the balance quickly.

Personal loans: Personal loans are great if you have good credit and can get a low interest rate.

Window financing: Window financing is a great option if you need to finance your window replacement project over a longer period of time.

Our Most Popular Home Improvement Loans

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Interior renovation and remodeling for new rooms and additions for anything inside your home.

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From repairs to the entire home rewiring inside and outside.

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Interior and Exterior waterproofing and foundation repairs – french drains, sump pumps and more.

Gutter Loans

Gutter replacement and gutter cover systems.

Attic Insulation Loans

Attic Insulation or wall insulation for any energy efficiency project.

Interior Remodeling & Addition Loans

Renovate or remodel rooms in your home or build an addition.

Lighting Loans

Exterior and Interior lighting including security and smart homes.

Paint & Wall Covering Loans

Interior and Exterior painting and wall coverings.

Sunroom & Patio Enclosure Loans

Sunrooms, Patio Enclosures, She Sheds, ADU’s and more.

Water Treatment Loans

Water filtration and water treatments.

PowerPay financing benefits

PowerPay is a leading provider of window financing with long repayment terms, no credit cards and no prepayment penalties or hidden costs. There are a ton of benefits when it comes to financing with PowerPay. These include:

Soft Credit pull: A soft credit pull means that your credit score will not be impacted when you apply for financing.

No prepayment penalties: With PowerPay, you can pay off your loan at any time without having to pay any additional fees.

No Deferred Interest: There’s no deferred interest when you finance with PowerPay, and you’ll not be charged any interest if you pay off your loan during the promotional period.

Low APR: PowerPay offers some of the lowest APRs in the industry, starting as low as 4.99%.

Customer service team available for help: If you have any questions about your loan or the financing process, PowerPay’s customer service team is available to help.

How can PowerPay make window replacement more affordable?

While new windows can enhance your home’s comfort, natural light and energy efficiency, a new window installation project can be quite expensive. Not having the money to cover the replacement costs upfront can mean putting it off until you can afford it, or only doing a partial replacement which can mean missing out on some of the benefits that a full window replacement can offer. With the right contractor and financing options available to make your new window installation affordable, you can reap the full benefits of replacing all of your home’s windows at once, and PowerPay can help with that.

Spread the cost of your window installation project

One way PowerPay can make window replacement affordable is by allowing you to spread the cost of your project over several months. This makes the payment options more affordable and easier to manage.

Begin your window replacement project right away

Newer windows can reduce the energy costs of a home by up to 15% and as soon as the install is finished, energy savings will begin. Working with a contractor who provides financing to homeowners with instant window loan approvals and lump sum payments means the contractor can begin the home improvement project sooner and complete it faster.

Choose top-quality windows for durability

High-performance windows help to decrease harmful UV rays and outside noise, while some of the more advanced windows are programmable. And though not every home needs smart windows, installing newer windows throughout the home is imperative for increasing a home’s energy efficiency and market value.

When budgets are tight, some homeowners might resort to other options, like using salvaged windows, or cheaper window materials, but with low APRs and no prepayment penalties from a contractor partnered with a quality lending partner, you can finance an entire window replacement project with the latest in window technology without breaking the bank.

Fast and easy application and approval process

Applying for a PowerPay loan is both fast and easy. In as little as 60 seconds, you can be approved for window financing, and have the money you need to get your window replacement project started.

How it works

Here’s how the PowerPay window financing process works:

First, you’ll need to find a contractor who is partnered with PowerPay. The contractor may also email or text you a link to their customized application.

Next, fill out some basic information about yourself and your project on the PowerPay website or in your contractor’s office. Then, await approval.

Once you’re approved for a loan

Once you are approved, the contractor will be funded for the cost of window installation or replacement. You will be able to choose a repayment plan that fits your budget, and you’ll begin making monthly payments to PowerPay 30 days after purchase or installation is complete.

Your monthly payment will be calculated depending on the loan term you chose, and there are no prepayment penalties, so you can pay off part or all of the loan early at no cost.

Window Financing FAQ

How Much Does It Cost To Replace Windows?

Yes! Window replacement costs can be daunting and a typical window replacement project can cost anywhere from $3,000 to $10,000 depending on the number and type of windows needed.

High-performance windows may range from as low as about $300 to upwards of $1,000 for individual windows, but with a contractor who offers financing through a quality lending partner, there is no reason to put off the replacement.

Is It Cheaper To Replace All Windows At Once?

Repairing or replacing windows may be a cost-effective way to maintain the integrity and value of your home for energy efficiency and noise reduction. Plus, chances are that if one window is giving you trouble, it’s likely other windows in your home need maintenance or replacement as well.

Working with a contractor that offers lending at low rates with long-term payment options means you can update windows in the whole home while spreading the cost across low and affordable monthly payments.

Is It Worth Replacing Windows Before Selling A House?

Most homeowners see more than a 75% return on their investment through increased resale value, with an even larger return when upscale window upgrades are installed. Beyond the market value increase, new windows also boost a home’s curb appeal, reduce noise from traffic and other sources, and increase energy efficiency, making them an ideal home improvement project and selling point. With the up-front costs covered across low monthly payments, and a low rate, installing new windows throughout the home can become not only affordable, but profitable.

How does window replacement financing work?

Typically, window replacement financing works by allowing you to make monthly payments for a period of time (usually 12-60 months). At the end of the payment period, you own the windows outright. This type of financing enables you to break the cost of a home improvement project down into manageable monthly payments.

Are there any drawbacks to window replacement financing?

There can be a few drawbacks to window replacement financing. For one, the interest rates on these loans can be quite high, so it’s important to shop around for the best deal. Secondly, if you don’t have good credit, you may not be eligible for a loan, or you may only qualify for a high-interest loan. Finally, window replacement financing can take a while to process, so it’s important to factor that into your timeline when planning your renovation project.

How can I get started with window replacement financing?

To get started, simply visit the PowerPay website and click on the “Apply Now” button. From there, you can fill out our brief application form and one of our lending partners will be in touch with you to discuss your financing options.

Powerpay FAQ

Visit the PowerPay FAQ for borrowers to learn more about window financing options, as well as answers to other frequently asked questions.