Receive instant approval on up to a $100,000 home improvement loan with no hidden contractor fees, credit cards or prepayment penalties. With a PowerPay home improvement loan you can purchase the quartz, marble, granite, quartzite, tile or soapstone countertop or kitchen remodel you’ve always wanted. Get the materials and installation you need and pay for it over time through low, fixed rates and at low, fixed monthly payments. It’s easy to apply for a loan online and get approved in seconds!
Fair, Reasonable and Lowest Payment Possible!
- Rates starting at 8.99%
- Up to 15-year terms
- Borrow up to $100K
- No prepayment penalties or hidden costs
- No Credit Card
What is a countertop?
A countertop is a horizontal work surface in kitchens or other food preparation areas, bathrooms or laundry rooms. They can be made of various materials including laminate, granite, marble, tile, and more. Countertops are typically installed by a professional contractor.
Why upgrade or install your countertops?
There are many reasons to upgrade or install your countertops. Perhaps your old countertops are outdated or damaged. Maybe you’re doing a home renovation and want to install new countertops to match the rest of your home. Or, you may simply want to upgrade your countertops for a more modern look.
Types of countertops
There are many different types of countertops available on the market. The most popular materials include laminate, granite, marble, and tile. Each material has its own unique benefits and drawbacks.
Laminate: Laminate countertops are made of a plastic material that is glued to a particle board. They are typically less expensive than other materials, but they are not as durable.
Granite: Granite countertops are made of a natural stone. They are very durable and easy to clean, but they are also one of the more expensive options.
Marble: Marble countertops are made of a natural stone as well. They have a unique look and can be very elegant, but they require more care than other materials.
Tile: Tile countertops are made of ceramic or porcelain tiles. They are durable and easy to clean, but they can be more expensive than other materials.
Average cost of countertops
The cost of installing countertops will vary depending on the type of material you choose, and labor involved. Laminate countertops typically cost between $40 and $80 per square foot. Granite countertops typically cost between $50 and $100 per square foot. Marble countertops typically cost between $75 and $250 per square foot. Tile countertops typically cost between $15 and $30 per square foot.
Payment options available for your countertop upgrade or installation
There are several payment options available when it comes to financing your countertop installation or upgrade. You can use a line of credit, credit card, personal loan, or countertop financing. Each option has its own benefits and drawbacks.
Line of credit: A line of credit is a great option if you need flexibility in your payment schedule. You can make interest-only payments for the first year and then begin making principal and interest payments after that. There is no prepayment penalty with a line of credit.
Credit card: A credit card is a good option if you need to finance your countertop installation or upgrade quickly. However, you will likely have to pay interest on your balance if you don’t pay it off in full each month. There may also be a prepayment penalty if you pay off your balance early.
Personal loan: A personal loan is a good option if you need to finance your countertop installation or upgrade quickly. You will likely have a fixed interest rate and a set payment schedule with a personal loan. There may be a prepayment penalty if you pay off your loan early.
Countertop financing: Countertop financing is a good option if you need to finance your countertop installation or upgrade quickly. You will likely have a fixed interest rate and a set payment schedule with countertop financing. There is no prepayment penalty with countertop financing.
Interior Remodeling Loans
Interior renovation and remodeling for new rooms and additions for anything inside your home.
From repairs to the entire home rewiring inside and outside.
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Install any siding project including vinyl, fiber cement, Hardie board, composite, wood, metal, brick, and stone siding.
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Interior and Exterior waterproofing and foundation repairs – french drains, sump pumps and more.
Gutter replacement and gutter cover systems.
Attic Insulation Loans
Attic Insulation or wall insulation for any energy efficiency project.
Interior Remodeling & Addition Loans
Renovate or remodel rooms in your home or build an addition.
Exterior and Interior lighting including security and smart homes.
Paint & Wall Covering Loans
Interior and Exterior painting and wall coverings.
Sunroom & Patio Enclosure Loans
Sunrooms, Patio Enclosures, She Sheds, ADU’s and more.
Water Treatment Loans
Water filtration and water treatments.
The benefits of financing your countertop installation or upgrade with PowerPay
PowerPay offers several benefits when it comes to financing your countertop installation or upgrade.
Soft credit pull: PowerPay will do a soft credit pull when you apply for financing, which means your credit score will not be impacted.
No prepayment penalties: There are no prepayment penalties, so you can pay off your loan at any time without penalty.
Low APR: PowerPay offers low interest rates, so you can save money on your countertop installation or upgrade.
Customer service team: PowerPay has a team of great customer service representatives who are available to help you with your financing needs.
How to apply for financing with PowerPay
Applying for a loan with PowerPay is easy and only takes a few minutes. You can apply in the office or online through our website. The contractor may also email or text you a link to their customized application. Fill out your basic information and wait for approval.
Once you’re approved, you’ll sign the loan documents and the contractor will be funded for the cost of the countertop installation. You’ll begin making monthly payments to PowerPay 30 days after purchase or installation is complete.
Your monthly payment will be calculated depending on the loan term you chose. There are no prepayment penalties, so you can pay off part or all of the loan early without penalty.
Installing your countertops can be a great way to improve the look of your home, and upgrade your kitchen. Countertops come in a variety of materials and styles, so you can find the perfect option for your home. Apply for financing with us today, and get one step closer to your dream home without breaking the bank!
What is countertop financing?
Countertop financing is a way to finance your new countertops without having to pay the entire cost upfront. With this type of financing, you can spread the cost of your countertops over a period of time, making it more affordable for you.
How does countertop financing work?
You can apply for countertop financing in the office or online through our website. The contractor may also email or text you a link to their customized application. When you fill out an application, you will generally be asked for some basic information such as your name, address, and Social Security number. Once you’re approved, you’ll sign the loan documents and the contractor will be funded for the cost of the countertop installation.
What are the benefits of countertop financing?
There are a few benefits to countertop financing. One key benefit is that it can help you get the countertops you want without having to break the bank. It can also be a more affordable option than paying for your countertops all at once. Additionally, financing can help you spread out the cost of your new counters over time, making them more manageable.
How do I get approved for countertop financing?
There are a few steps you’ll need to take in order to get approved for countertop financing. First, you’ll need to decide which type of countertop you’d like – granite, quartz, laminate, etc. Once you’ve decided on the material, you’ll need to select a color and style that fit your taste and budget.
Next, you’ll need to find a reputable contractor who can provide an estimate for the installation costs. Be sure to get multiple estimates and compare prices before making your final decision. Once you’ve selected a contractor, you’ll need to apply for financing.