6 Kitchen Design Trends in 2021

The kitchen has always been a place for gathering, but 2020 took it a step further. Now, homeowners are looking to create an inviting and entertaining space. From family meals, Zoom calls, online school, and virtual happy hours, the kitchen has and will always be the heart of the home. Here at PowerPay, we’ve seen…

Mortgage rates dropped to a new low for the 15th time in 2020

Mortgage rates dropped to another fresh low — marking the 15th new record this year — and they may not be done sinking in 2020. “Rates could fall lower than their current, record-low levels,” said Matthew Speakman, an economist at Zillow. “The path forward for mortgage rates depends greatly on epidemiological developments and policy-related matters,…

27 Loan Terminologies You Must Know

Below are common loan terms that’ll help you expand your loan vocabulary so you can make a more informed decision when borrowing money. Using a loan to finance an expense—whether it’s for an automobile purchase or home improvement project—can be a smart decision. However, if you’re not familiar with certain loan terminologies, you might be…

8 ways to finance your home office

PowerPay’s Home Office Financing:    Are you reading this blog post from your home office (aka your kitchen/dining room table with your desktop and papers spread all over)? You’re definitely not the only one. 2020 taught us many valuable lessons- one of them being that when it comes to working from home, a designated office…