HVAC &
Home Improvement
Consumer Financing

Contractor Highlights

* No Contractor Fees
* Easy to Use
* Lowest Payments
* Instant Approval
* $100K max loan
* 600+ FICO

Consumer Highlights

* from 6.99% APR
* $100K max loan
* No Credit Card
* No Prepayment fees
* E-docs
* Up to 15-year terms

Dealer Sign Up

Welcome to the Cargas dealer enrollment program for PowerPay consumer financing.  By offering this program, you will sell more by offering your customers the lowest monthly payment so they can purchase what they really want and can afford.  PowerPay loans turn a $10,000 project into a $100 monthly payment.  Consumers need and want this option.  It’s easy to sign up and there are no dealer fees!

Highlights for Dealers:  No Dealer Fees, No Credit Card swipe fees, instant approvals, 600+ FICO’s, Staged funding options, Easy to Use, Low APR, Large Loan Maximum, Lowest Payment Options, instant approvals, E-Docs.

Highlights for Consumers:  Rates start at 6.99%, No prepayment penalties, up to 15-year terms, No Credit Card, $100K loan maximum, affordable monthly payments, E-Docs. 12-month promotional loans – no payments.

What to Expect: Once you complete the enrollment form you will receive a Dealer ID and login to getpowerpay.com.  Once you login we will provide some simple instructions to help get your account set up. In addition, we will offer simple training, access to a representative, and web links that you can share with your customers to apply for financing.  Sign up now to start offering your customers the lowest payment options available!

Enroll Now!